About Hutt Insurance Agency

Hutt Insurance Agency was founded by John Hutt, Sr. and Jean Owens in 1961. Our first office, in downtown Panama City, had no front window, and “Miss Jean” simply rolled down the blinds at the close of day. They knew everyone in town, and most business was conducted at the local gathering spot, the Seven Seas restaurant. Today, we have computers to replace typewriters, high-speed copiers to replace carbon paper, and fax and email to replace most “snail mail.” While technology has certainly changed, our business philosophy has not. We still work to provide quality coverage, sound advice and personal attention to our clients, and we do so by having some of the finest, well-trained employees in the Southeast. Our folks know their stuff, and they work for you.

The agency is run today by John Sr’s son, John Jr., and grandson, Trey. We still run this very much as a family business. While many family firms have sold out to banks or to “big corporate” firms, we still prefer the family approach. That way, we can focus on our employees and our clients rather than having to serve stockholders and boards of directors. We don't have to maintain a stock price.

We write our share of large clients like banks, developers, and condo associations, but our focus continues to be on homes and small businesses. These are the people that have “kept the lights on” over the years, so we will always be focused on providing coverage for average families and small businesses. Like ours. And yours.

Contact Us
Call us, and you'll talk to a person. That's right, an actual live human being. You won't punch through menus or get a machine. If you'd prefer to fax or email, that's fine, too. We'll get back to you during normal business hours.

You may contact us at the following address, phone, fax number:

Hutt Insurance Agency - Panama City
3106 W. 23rd St.
Panama City, FL 32405

Phone: 850-769-4888
Fax Number: 850-763-4888

or you may email us.

Lynn Haven branch
816 Ohio Ave
Lynn Haven, FL 32444

Phone: 850-271-4888
Fax Number: 850-271-4881

or you may email us.

At Hutt Insurance Agency, your private information is always protected. Call us, and we'll tell you how.